Sell or buy Real Estate Property. Homes and rural properties for sale in Illinois and Wisconsin.

Tricia Angell

Rural Development’s direct home loan program remains the best financing option for low income home buyers in rural Illinois. Direct loans for homes in communities with up to 20,000 residents do not require a down payment or monthly mortgage insurance. These loans also offer subsidized interest rates for up to a 38 year term. Call for a list of homes and Lenders.

NEW LISTINGS;

Rare opportunity here ! Side by side properties, perfect for families or friends who enjoy wildlife, morels, wild berries, woods , 4 wheelers and land.Both homes sit on 10 wooded acres EACH.

CLICK ON EITHER ADDRESS BELOW FOR PHOTOS, INFO AND VISUAL TOURS.

3498 N Farwell Bridge Rd, Rock City IL

3456 N Farwell Bridge Rd, Rock City IL SALE PENDING

Affordable houses with that small town atmosphere :

419 Lee St, Davis IL

402 Main St, Dakota IL

Experience Lake Summerset living this year :

638 Hickory Ct, Lake Summerset IL

Six tips for negotiating the best price on a home.

Illinois Hardest Hit Program;

The U.S. Department of Treasury designated the Illinois Housing Development Authority as the administrator of the Hardest Hit Fund Program for the State of Illinois. Approximately $445.6 million in program funds have been allocated to develop and implement innovative housing initiatives to help prevent foreclosures and stabilize housing markets.
The Illinois Hardest Hit Program offers mortgage payment assistance to borrowers who have experienced an unemployment or underemployment event due to no fault of their own. The program aims to reduce the number of foreclosures caused specifically by a substantial loss of income. The assistance allows eligible households to maintain their home while they work to regain employment and financial stability. Illinois Hardest Hit Program offers two types of assistance. For more info, click IDHA flyer.

Thinking of renting ? Consider the long term benefits of buying vs renting first:

Compliments of the KCM Blog

The PRICE is the same but the COST is less :

There is more and more research coming out showing that it makes great financial sense to purchase a home today . Whether it be rent vs. buy ratios, income-to-price ratios or income-to-mortgage payment ratios, purchasing a home right now is a bargain compared to historic norms. Now we want to look at the COST of a home today compared to pre-peak prices.

According to the most recent S&P Case Shiller price index, residential real estate values have returned to 2003 1Q PRICEs. That, in itself, says something. However, when you factor in mortgage rates, the case for buying a home today becomes even more compelling.

In 2003, 30 year mortgage rates stood at 5.88%. Today, they are 4%. How does that impact the actual COST of a home? On a home purchased for $250,000, here is the difference in monthly cost:

That means you save $285.30 a month, $3,423.60 a year and $102,708 over the life of a 30 year mortgage! You buy the home for the same PRICE but the COST is over $100,000 less.

Bottom Line

This is why so many financial advisors are saying that this may be one of the greatest times in history to purchase a home.

SITE LINKS:

FREE Sellers Guide

Rockford, IL MLS Search

Freeport, IL MLS Search

502 Guaranteed Rural Housing Program

Contact Me

Tricia Angell

Owner-Realtor®-Managing Broker

Haylo Real Estate,Land & Livestock
15199 Best Road, Davis, IL 61019

Office: (815) 248-9087

Cell: (815) 440-1739

FAX: (815) 231-8530
IL DRE License Number: tricia@haylorealestate.com

Email Me

Proud St Judes Childrens Hospital supporter and grateful Recipient of a 2009 and 2010 llinois Association Of Realtors Presidents Club Award for Outstanding Sales Performance. In last years challenging market my dedication to my Clients and their needs has proved rewarding on many levels. I am a Licensed Broker in both Wisconsin and Illinois , a Realtor and the Owner of Haylo Real Estate, Land and Livestock.

I offer Sellers advertising on numerous internet sites including Realtor.com where through my enhanced marketing I have the ability to show multiple photos of your home, feature your home and offer prospective home Buyers a visual tour and a 2500 word detailed description of your home. I also have a highly visible, full running banner on Realtor.com driving traffic towards our office listings which means, they see YOUR home. As a member of MRED ( Chicago suburbs ) MLS, Rockford MLS and Freeport / Galena MLS my fellow real estate agent database covers northern IL and southern WI from Lake Michigan to the Mississippi.Please see " FREE Sellers Guide " for more details on what I can do for you as a SELLER.

Buyers~ you have me 24 / 7. That means I am there for you when, at short notice ,you want to see a house you just drove by on a Sunday afternoon? Call me. You want to know when a house was listed, you want to know any price changes on a house, you want to know what the red house just down the block sold for ? Call me. You want advice on if the home you like will appraise based on comparables in the area, you want to see a house for the 5th time or you wonder what to do about checking the well and septic on that farm in the country before you make an offer.....Call me 24 / 7.

Who am I when I am not selling real estate ? More then likely, you would find me in my barn. My husband and I own Haylo Farm ( www.haylofarm.com ), located north of Lake Summerset in Illinois. We raise , train and show AQHA & APHA horses and we also raise Texas Longhorn Cattle ( www.texaslonghornsofillinois.com ). Around the farm I wear many hats from driving the skidster , tractor and 4 wheeler to delivering colts , stacking hay and fixing fences. Off farm in addition to real estate, I Judge horseshows and give 4H clinics. My days are filled from sun up to sun down and I love what I do and I am not afraid to roll up my sleeves and WORK !!! . Having spent literally my entire life around farmettes and barns I bring alot of personal experience to the table when I sell rural properties. My real estate life and my personal life truly compliment each other and its to your benefit when buying or selling a rural property.

*** I am never too busy for YOU and I appreciate your business and referals and I promise to work hard for you . Its easy to see what others have to say about my services by clicking the Client Referal tab. Thank you for your consideration.